Tools and Resources

Use our Tools and Resources below to help you plan and calculate your mortgage payments.

Mortgage Checklist

The following information is usually required during the loan process.

Identification:

  • Your social security number

Assets:

  • Bank statements for past two months
  • Investment account statements for past two months
  • Life insurance policy
  • Retirement account statements for past two months
  • Make/model of vehicles you own along with their resale value

Liabilities:

  • Credit card account information, including balance & monthly payment
  • Auto loan account information, including balance & monthly payment
  • Personal loan account information, including balance & monthly payment

Incomes:

  • Current pay stubs and W2, or if self employed, past two years of tax returns 

If you currently own Real Estate:

  • Mortgage account information, including balance & monthly payment
  • Home equity account information, including balance & monthly payment (if applicable)
  • Home insurance policy information

 

Are You Ready To Get Your Home Loan?

In Person:

Visit office in Saratoga Springs, NY

 

Preferred Home Funding, Inc.

71 Railroad Place

Saratoga Springs, NY 12866

By Phone:

Speak with a consumer direct loan officer: (518) 581-8003